Welcome to Williams & Associates, P.C.
After you have reviewed the information on our website about your rights and alternatives, if you still have questions, or wish to make an appointment to review your financial situation, please call our law office at (309) 788-3799 or fill out our simple contact form below.
Your initial interview is free and usually takes about an hour and a half. We will review your individual financial situation and advise you of your alternatives. Sometimes persons are not as bad off as they think they are, and if this is so, we will recommend alternatives other than filing for protection under the Bankruptcy Court. We will, however, give you our recommendation as what you should do, and of course, the final decision is left up to you.
Filing for Bankruptcy protection is an important decision, and you should not be rushed into filing without fully understanding your rights, alternatives, and obligations under the law.
Thank you, and we hope you find our website helpful.
Michael A. Williams
Since 1972, the law firm of Williams & Associates, P.C. has helped over 15,000 individuals, families and small business owners obtain a fresh start. Devoted exclusively to bankruptcy law, attorney Michael Williams offers the expert legal advice you need to understand and weigh your options.
With this extensive experience in the area of Bankruptcy and Debt Reorganization Law, we can help you solve your financial problems while helping you protect your property to the full extent that the law allows.
We are dedicated to providing quality legal representation through high standards of integrity, diligence, and experience. Our firm integrates years of experience with the latest legal technology to help remedy your situation and enhance communication with you, our client! Even though law changes make it more difficult to get relief from your debts, you can still file for bankruptcy, but you need the right bankruptcy attorney.
We understand the circumstances that have brought you here can create a great deal of stress and uncertainty in your life. Our aim is to equip you with knowledge and assistance to ground you and alleviate extreme pressures that can hamper judgement or invoke rash decision making. We make sure you are aware of all options. We make you as comfortable as possible throughout the legal processes. When you choose our firm to represent you, you get the best legal advice and trusted advisors.
Consumer Bankruptcy Videos
Why File Bankruptcy
Millions have filed bankruptcy and millions more are considering bankruptcy, even as we speak.
There are short-term reasons and then there are the traditional or long term reasons why so many people have been filing bankruptcy. See if these apply to you.
TRADITIONAL REASONS WHY PEOPLE FILE BANKRUPTCY: The Straw that Breaks the Camel’s Back.
Most people do live within their means. Unfortunately, it only takes one major, unexpected problem to destroy carefully-made plans.
- Repossession or foreclosure
- Divorce. (Or, being married in the first place)
- Ex-spouse files bankruptcy
- Uninsured Medical Bills and Hospitalization
- Unemployment, or underemployment
- Loss of driver’s license due to uninsured motorist accident
MAJOR SHORT-TERM PROBLEMS AHEAD: I do not think our economy is doing all that well. Here’s why:
- Gasoline prices are climbing out of sight, once again!
- Home heating costs have risen sharply!
- Insurance rates are going up as a result of Hurricane Katrina!
- Jobs are still being exported overseas!
- Interest rates are jumping!
- Many credit card companies are DOUBLING their MINIMUM MONTHLY PAYMENTS!
In short, the perfect storm is brewing and you and I are caught in the middle of it! But people also lose jobs, suffer unexpected, uninsured medical bills and get divorced. Can you honestly blame anyone for things outside their control?
Things To Know Before You See Us
There are some things you need to do, before you file bankruptcy. Learn about the new bankruptcy filing requirements.
There are costs involved in filing bankruptcy. Learn about the costs and fees for filing bankruptcy. There are no hidden fees!
You will need to bring some things with you to our initial meeting. Learn what to bring with you for our first FREE CONSULTATION.
Williams & Associates, P.C.
Thank you for all you’ve done for my case! Finally — not afraid to answer the phone anymore.
Greatly appreciate it!!!
Your direction and representation was exceptional and returned stability to our lives.D.B. -- Des Moines, IA
423 17th Street
Rock Island, IL 61201
Hours of Operation
Mon-Fri: 9am-5pm cst